Does your auto insurance cover chiropractic care?
YES. Oregon car insurance policies, by law, must have a no-fault “provision” built-in. This means, your car insurance company must provide personal injury protection (PIP) to pay for your injuries resulting from an automobile accident. This rule applies regardless of who was at fault, or in cases of being injured by an uninsured or under-insured driver. In General, personal injury protection will cover your reasonable medical expenses, which includes chiropractic care and massage, and lost wages, in addition to providing other benefits.
Who does your person injury protection insurance cover?
It covers all of the occupants of the car. It also covers you if you are a pedestrian or a cyclist.
What does Oregon law require personal injury protection insurance to cover?
Medical expenses, which includes chiropractic care and massage therapy, for up to one year and at least $15,000 in medical bills. Also, wage loss, loss of services, and funeral expenses.
Do I have to see my medical doctor first?
No. Your Oregon personal injury protection allows you to choose to treat with any doctor you want, including Doctor of Chiropractic. Chiropractors can make the appropriate referrals to a massage therapist.
Chiropractic care and Auto Accidents:
Car accidents is the most common reason people seek chiropractic care. Studies have shown even minor crashes can produce profound tissue damages. Injuries may develop immediately, or several days to weeks, so you should report to your chiropractic physician for a thorough evaluation and treatment. Seeking care immediately after your accident may prevent mild injuries from worsening, or becoming long-term health problems such as chronic headaches, neck and low back pain. Common signs and symptoms are:
Schedule an appointment today with Tigard auto-accident chiropractor Dr. Michael Nguyen if you have been in a motor vehicle accident.